For self-employed borrowers
Bank Statement Home Loans Made Simple — No Tax Returns Needed
Use 12 or 24 months of business bank statements to qualify — not your tax returns.
Takes less than 20 seconds. Then book a free consultation.
The right lender makes all the difference.
We help self-employed borrowers qualify without tax returns, W-2s, or pay stubs — just your business bank statements.
Most lenders don’t understand how business owners earn. They want perfect paperwork. If you don’t fit their narrow box, they say no. Our wholesale lenders say: let’s look at your actual deposits — the real cash flow.
Whether you’re buying a home or refinancing, we help you qualify based on how you really earn — not what shows up on your tax return.
— Shellie with NewGen Home Lending, NMLS #805986
- (1)No tax returns or W-2s needed — just 12–24 months of bank statements
- (2)No personal income documentation required.
- (3)FICO’s as low as 620.
- (4)Loan to Value (LTV) up to 90%
How It Works...
Answer a Few Questions
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Book a Free Call with Shellie
See Your Options With Clarity
Trusted by Smart Self-Employed Buyers Who Want Clarity Before They Commit
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Trusted by Top Lenders. Built for Borrowers who Want Options.
As a mortgage broker, we work directly with wholesale lenders like UWM, BluePoint, Flagstar, and more — so you get access to multiple loan programs, not just one.
That means better pricing, more flexibility, and solutions that actually fit your goals.
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You’re Self-Employed. Your Loan Should Work That Way Too.
Let's break down your potential loan amount, estimated monthly payment, and available options — using your actual business income.
No tax returns. No credit check. Just real numbers.
Takes less than 20 seconds. Then book a free consultation.
Office Lic. 02172264
NMLS Lic. 2386874
CA-DRE 02172264
